The Federal Reserve has increased the new loan limits for FHA and VA loans across the country. The FHA limit is determined on a county to county basis. In most parts of the country the loan limit is based off 65% of conforming loan limits. For example, if the conforming loan limit in a county is $500,000, then FHA loan limit would be $325,000.

There are different loan limits based on the type of property you are purchasing. You can only use an FHA loan to purchase a single-family home, a duplex, a triplex, or a four plex. Anything bigger than a fourplex is considered commercial and you can not use an FHA loan.

Larimer County Limits

Single Family: $454,250

Duplex: $581,500

Triplex: $702,900

Fourplex: $873,550

Weld County Limits

Single Family: $404,800

Duplex: $518,200

Triplex: $626,400

Fourplex: $778,450

If you live outside of Larimer or Weld County, information on Colorado’s other 62 counties can be found here.