A FICO score is the combination of certain factors that are weighted and together combine to make the total score. Payment history makes up the largest percentage at 35%. This includes payments made on time and late payments as well as any collections, bankruptcies, and tax liens in your past.… read more →
This is a rating that is given to you from lending agencies. This number generally ranges from 300 to 850. Based on your number, lending agencies decide how likely you are to pay back your loan with the higher the score meaning you are more likely to pay them back.… read more →
(Source: anica.realtytimes.com) When you are buying a home, the cost includes not only the purchase price, but also the amount of money you will pay in interest over the life of your mortgage. Getting a good interest rate can save you thousands of dollars and can make your home ownership… read more →
(Photo: Realtor.com) Hard to believe another year is approaching. What happened to 2015? We all have major goals and aspirations as soon as the new year hits. Losing weight, eating better, running more, finally cleaning out the attic, refinishing the floors, painting the unfinished bedrooms, the list goes on. Maybe… read more →
Millions of people visit real estate listing sites each month, but fewer than 500,000 homes are bought in any given month, according to realtor.com. This means that serious home buyers, as identified by the list below, are being completely outnumbered by casual lookers. Where do you fit? Are you casually… read more →
Source: Coloradoan.com We found a great article outlining many questions for home buyers as they start their journey to purchase a home. It is a big task, but can be done! With patience and a great agent there is no telling what can be accomplished through the thrilling experience. If… read more →