A FICO score is the combination of certain factors that are weighted and together combine to make the total score. Payment history makes up the largest percentage at 35%. This includes payments made on time and late payments as well as any collections, bankruptcies, and tax liens in your past.… read more →
This is a rating that is given to you from lending agencies. This number generally ranges from 300 to 850. Based on your number, lending agencies decide how likely you are to pay back your loan with the higher the score meaning you are more likely to pay them back.… read more →